Your family's papers, kept in order and kept an eye on.
Refinancing, retiring, updating a will or helping Mum and Dad. Sooner or later, someone asks to see the papers.
Legacy Locker is an app for your phone and computer. Take a photo of each paper, or send on the emails your bank or super fund sends you. It reads them, files them and tells you what is missing or has run out.
14 days free, then A$19 a month or A$195 a year, including GST. Cancel any time.
Encrypted. Download everything any time.
Pick the one that sounds like you.
The nomination ran out on 9 May 2025, so right now the fund decides who gets the money, not Margaret. Nobody noticed for a year and a half. Coastline Super can tell you if a new one has been signed since.
The Whitfields are a made-up family. Every paper shown is a sample.
See what else it foundIt knows what a complete set of papers looks like: the will, the enduring power of attorney, super nominations, insurance, the title to the house. It shows the gaps, and tells you when something has run out, while there's still time to put it right.
One list of what you own and what you owe (your assets and liabilities), with each line showing which paper it came from and where the original is kept. It's the list the bank, the lawyer and the executor will ask for.
When something in your papers doesn't add up, it asks you. Your answer is kept in your own words, with the date.
A reminder when something is due, and a short email each month about what needs a look. If nothing needs doing, it says so in one line.
A worked example. The names are made up. The paperwork problems are the ones families bring us every week.
“Tasman Diversified Limited. Holding: 1,200 shares.”
Read from: Share holding statement, March 2018
Later in 2018, each Tasman Diversified share became one Larder Supermarkets share. The locker worked out that Margaret has 1,200 Larder Supermarkets shares, and shows how.
“Flood. We cover loss or damage to your contents caused by flood, up to the amount shown on your schedule. We do not cover loss or damage caused by the sea, high tide or a storm surge.”
Read from: Brightwater Home Contents Product Disclosure Statement (PDS), page 34
Question: “Does the contents policy cover flood?” The locker shows the exact words from the policy booklet, with the page number. It does not say yes or no.
“We found AMP shares from 1998 but nothing since. Do you still have them?”
Read from: A question from the locker
Margaret's answer is kept in her own words, with the date: “Sold them when we bought the caravan. About 2004.” 14 August 2026.
The Whitfields are a made-up family. Every paper shown is a sample.
Refinancing, sorting out super, updating a will. Each one comes with a list of the papers it needs. Yours ticks itself as papers arrive. What's left is one plain sentence each.
Refinancing
2 still to come
For your broker, Coastline Home Loans
Ticked: Driver licence or passport (in Identity)
Ticked: Payslips, last two
Ticked: Bank statements, last three months
Ticked: Council rates notice (in Property)
Still needed: Current home loan statement
Your latest statement from Ridgeway Bank. It usually comes by email in January and July.
Still needed: Home insurance certificate
This year's certificate of currency from your insurer.
The Whitfields are a made-up family. Every paper shown is a sample.
Take a photo of each paper, or send on the emails to the locker's own address.
Legacy Locker reads it and puts it in the right place.
It notes any dates and tells you what is due or has run out.
It adds each thing you own to one list.
You don't have to do it all. Start with the five papers that matter most: the super statement, the home insurance, the will, the title, the enduring power of attorney. Twenty minutes with your phone, and the locker tells you what it found.
If the papers are your own, that's it. If they're your parents', Mum and Dad don't need to use the app. You can do all of it from your phone, and when the locker has a question for them, it comes to you.
Working with a broker, planner or lawyer who uses Legacy Locker? Enter their code when you sign up and your list is ready before you add a single paper.
A folder stores papers. It doesn't read them, notice that a super nomination ran out in May, or ask whether the shares bought in 1998 are still there. Legacy Locker does, and it builds the list you'll be asked for from what it reads.
You don't have to log in to know where things stand. Once a month, Legacy Locker sends a short email: what's coming up, what has run out, what arrived, and what's still missing. If nothing needs doing, it says so in one line. It goes to whoever set up the locker.
Margaret's papers this month
Lockie™ at Legacy Locker
to me
2 November 2026
72
How ready the papers are: 72 out of 100, up 6 since last month.
Estate Readiness Score™
Hi Susan,
Three new papers came in this month. Here's what I noticed.
Brightwater home and contents insurance
The policy renews on 14 November 2026. Brightwater can tell you what it covers now.
Open it
Coastline Super statement
The nomination on this account ran out on 9 May 2025. Coastline Super can tell you what is on file now.
Open it
Enduring power of attorney
I haven't seen one yet, and the will is dated 12 June 2019. The lawyer who drew up the will can tell you if one was signed.
Open it
Shall I remind you a week before the insurance renews?
Lockie
The Drawer™
Sent once a month to whoever set up the locker.
Email settingsStop these emails
The Whitfields are a made-up family. Every paper shown is a sample.
Each paper is scrambled while it is stored and while it is on its way in.
Software reads each paper and files it. No one at Legacy Locker opens the papers unless you ask us to help.
A fingerprint, a face, or a code on the phone.
Nobody opens the locker unless the owner invites them, and anyone can be taken off at any time.
One button downloads every paper, sorted the way you see them, with the list.
If Legacy Locker ever closed, you would get at least 90 days' notice and the full download above. Your papers are never locked behind us.
Built to the ISO 27001 security standard, with certification planned for 2027.
Legacy Locker doesn't write wills, refer anyone or give legal or financial advice. It works alongside the lawyer, the trustee or the person handling the estate.
Anton Menkveld
Co-founder
Thomas Murrell
Co-founder and chair
Legacy Locker is made by Legacy Locker Pty Ltd. We don't sell your details, we don't contact your bank or super fund, and we don't give advice.
A$195 a year
or A$19 a month
Prices include GST.
This is the launch price. It's locked until 31 December 2027 while you stay subscribed.
A$295 a year
or A$29 a month
Prices include GST.
One locker covers one person or a couple. Your own papers, or your parents'.
14 days free, then A$19 a month or A$195 a year, including GST. Cancel any time.
About A$41,000
The average lost super account.
9 to 12 months
How long it usually takes to sort out an estate.
Source: State Trustees
When papers are missing, it's the family who spend the months chasing them. It can hold up the sale of a house or a settlement.
Legacy Locker costs A$195 a year, or A$19 a month, with the launch offer. Both prices include GST.
After the launch offer ends, the price is A$295 a year or A$29 a month, including GST.
Your papers are read by Lockie, the assistant in every locker. She runs on a private AI system.
She reads each paper so it can be filed and its dates noted, and asks when she isn't sure. The system does not keep your papers after reading them. It is never ChatGPT.
Yes, with their permission. You can create a locker for your parents and add their papers with them.
The locker stays theirs. They decide who else can see it, and they can change that at any time.
No. You can do all of it from your phone.
When the locker has a question for your parents, it comes to you, and you can ask them yourself.
14 days free, then A$19 a month or A$195 a year, including GST. Cancel any time.