How Legacy Locker works
Legacy Locker reads your papers, puts them in order, and keeps an eye on them.
Here is each part, in plain words, with an example from the Whitfields.
14 days free, then A$20 a month or A$195 a year, including GST. Cancel any time.
How do I add a paper?
Take a photo of the paper with your phone. That is all.
You don't have to type anything. Legacy Locker reads the paper and notes what it is, who it is from, and any dates on it. You can also add papers you already have on your computer, such as PDFs.
Council rates notice, 2026 to 2027
Taken with a phone at the kitchen table.
- Property: 12 Banksia Crescent
- Total rates and charges: A$3,912.40
- First instalment, A$978.10: overdue since 30 September 2026
- Next instalment due: 30 November 2026
- Filed in: Property
The Whitfields are a made-up family. Every paper shown is a sample.
Can I send papers on by email?
Yes. Each locker has its own email address. When a statement or a bill comes by email, send it on to that address.
You can also set your email to send statements on automatically. Then new statements arrive in your locker without you doing anything.
- To
- margaret.whitfield@in.legacylocker.me
- Subject
- Your Ridgeway statement is ready
- Attached
- Statement September 2026.pdf
Filed in Banking and Debts. Balance noted. Nothing needs doing.
The Whitfields are a made-up family. Every paper shown is a sample.
Where does everything go?
Legacy Locker files each paper where you would look for it, under plain headings such as Superannuation, Property, Banking and Wills.
You can see every paper under its heading, and open the paper itself at any time.
- Coastline Super annual statementSuperannuation
- Council rates notice, 2024 to 2025Property
- Kestrel Bank holding statementInvestments
- Will, 2019 (copy)Wills and Estate Planning
The Whitfields are a made-up family. Every paper shown is a sample.
How does it remind me about things?
Legacy Locker notes the dates on your papers and tells you when something is due or has run out.
It also sends a short email each month that shows how ready things are, what has changed and what needs a look. Every item links straight back into your locker.
Margaret's papers this month
Lockie™ at Legacy Locker
to me
2 November 2026
72
How ready the papers are: 72 out of 100, up 6 since last month.
Estate Readiness Score™
Hi Susan,
Three new documents came in this month. Here's what I noticed.
What I noticed
- Coming up
Brightwater home and contents insurance
The policy renews on 14 November 2026. Brightwater can tell you what it covers now.
Open the document
- Worth fixing
Coastline Super statement
The nomination on this account ran out on 9 May 2025. Coastline Super can tell you what is on file now.
Open the document
- Still missing
Enduring power of attorney
I haven't seen one yet, and the will is dated 12 June 2019. The lawyer who drew up the will can tell you if one was signed.
Open the document
Shall I remind you a week before the insurance renews?
Lockie
The Drawer™
Sent once a month to whoever set up the locker.
Email settingsStop these emails
The Whitfields are a made-up family. Every paper shown is a sample.
Can I ask questions about my papers?
Yes. Ask a question in your own words, and Legacy Locker shows you the exact words in your paper that answer it, with the page number.
It never says yes or no, and it never tells you what to do. You see what the paper says, and you decide.
You asked: Does the contents policy cover flood?
“Flood. We cover loss or damage to your contents caused by flood, up to the amount shown on your schedule. We do not cover loss or damage caused by the sea, high tide or a storm surge.”
Read from: Brightwater Home Contents Product Disclosure Statement (PDS), page 34
These are the exact words in the policy booklet. Read the whole booklet, or ask your insurer, before you decide anything.
The Whitfields are a made-up family. Every paper shown is a sample.
What questions does it ask me?
Legacy Locker asks you the questions your family can't ask later. For example, about shares it found in an old paper but not since.
It keeps your answers in your own words, with the date.
We found AMP shares from 1998 but nothing since. Do you still have them?
Margaret: “Sold them when we bought the caravan. About 2004.”
Kept on 14 August 2026
Your notebook says some papers are held in safe custody. Do you know which ones?
Margaret: “The house title and the original will, I think. Ask David.”
Kept on 14 August 2026
The Whitfields are a made-up family. Every paper shown is a sample.
What is the list for my executor?
Legacy Locker builds one list of everything you own, from your own papers. Each line shows the paper it came from and where the original is kept.
Each line is marked for how it is known: confirmed from a paper, worked out with the reasons shown, or still open. The list can also be produced as at any date in the past.
Kestrel Bank Limited
Confirmed850 shares
Holding statement, 31 March 2025
Larder Supermarkets Limited
Worked out1,200 shares
Tasman Diversified holding statement, March 2018, and the November 2018 demerger: one Larder share for each Tasman share
Safe custody packet
OpenContents not known
Margaret's notebook, July 2026
The Whitfields are a made-up family. Every paper shown is a sample.
Where are the original papers?
Legacy Locker keeps a note of where each original paper is kept, such as a drawer at home or safe custody with your lawyer.
Keep your original will. Your family will know where to find it.
- Will, 2019
- Safe custody with her lawyer
- Certificate of title, 14 Banksia Street
- Safe custody
- Kestrel Bank holding statements
- Filing cabinet, top drawer
- Power of attorney
- Kitchen drawer, blue folder
The Whitfields are a made-up family. Every paper shown is a sample.
Can my family help?
Yes. You can invite a son, a daughter or someone you trust to help add papers. Nobody opens your locker unless you invite them, and you can take them off at any time.
You can also choose to send a copy of some reminders to your lawyer, accountant or adviser.
David Whitfield
Son. Can add papers and see everything.
Margaret's accountant
Gets copies of tax reminders only.
The Whitfields are a made-up family. Every paper shown is a sample.
Can I download everything?
Yes. One button downloads all your papers, sorted the way you see them, with a list of everything.
Every paper opens on any computer, just as you added it. You can do this at any time.
Legacy Locker, Margaret Whitfield.zip
- Read Me First.pdf
- List of everything.xlsx
- Wills and Estate Planning
- Will 2019.pdf
- Power of Attorney.pdf
- Superannuation
- Coastline Super statement 2025.pdf
- Property
- Council rates 2025.pdf
The Whitfields are a made-up family. Every paper shown is a sample.
Start with one paper
14 days free, then A$20 a month or A$195 a year, including GST. Cancel any time.